Job Description
Hours: 8:00am to 5:00pm, Monday through Friday. Other days and hours as needed.
Role: The BSA/AML Officer will oversee bank-wide compliance with Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and Office of Foreign Assets Control (OFAC) regulations, as well as 314(a) and 314(b) requirements. This role provides regulatory support and training across all departments to ensure compliance and protect the bank from regulatory risk.
Essential Functions & Responsibilities: - Oversee daily monitoring of suspicious activity and handle regulatory filings, including Suspicious Activity Reports.
- Provide accurate documentation to the Board regarding regulatory compliance and audit findings.
- Address Customer Identification Program (CIP) and Beneficial Ownership/CDD concerns and support internal systems such as ID Verification and QualiFile.
- Manage BAM+ Fraud Software, including rule settings, user access, and investigative outcomes.
- Lead annual BSA/AML audits and exams; deliver presentations on BSA/AML/OFAC compliance.
- Maintain a broad knowledge of bank services to cross-sell products and assist with customer inquiries.
- Uphold CoreFirst's values in interactions with internal and external customers.
- Foster a positive team culture and ensure high performance through effective recruiting, training, and staff development.
- Oversee staffing, performance appraisals, promotions, salary administration, and personnel changes as needed to support service goals.
Please note this description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.
Requirements
Experience: - Minimum of five years of experience as a BSA Officer required.
- Three to five years of direct experience in retail banking required.
- One to three years of direct experience in Deposit Operations preferred.
Education: College degree required; additional relevant certifications are a plus.
Skills & Abilities: - Critical thinking, analytical skills, and a strong investigative aptitude.
- Proven ability to handle sensitive and confidential information.
- Strong multi-tasking, prioritization, and decision-making abilities.
- Skilled in team management and adaptable to change.
Competencies: - Demonstrates respect, communication, integrity, initiative, and accountability.
- Proficient in BSA, AML, OFAC, CIP, and Patriot Act compliance.
- Proficient in relevant software and internet research.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to talk or hear. The employee is frequently required to sit, stand, and walk. Some light physical effort required.
Travel: Travel is primarily local during the business day, although some local evening and weekend travel may be expected.
Work Environment: This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, copy machines, filing cabinets, and fax machines.
Other: - Applicants must pass a drug screen and background checks.
- Internal applicants must meet the minimum requirements of their current job and submit a cover letter and resume via the employee portal.
CoreFirst Employment Practices: CoreFirst provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, CoreFirst Bank & Trust complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. CoreFirst Bank & Trust
Job Tags
Local area, Weekend work, Afternoon shift, Monday to Friday,